Supply chain finance within the SME space-United Nations Conference on Trade & Development
CRA Global Development worked closely with UNCTAD to provide practical recommendations on using SME credit ratings to strengthen supply chain finance systems across Africa. Our role was to analyze how structured credit ratings for SMEs can create greater transparency and support the efficient functioning of supply chains, ultimately improving access to finance for businesses.
The advisory emphasized the importance of credit ratings in identifying and mitigating risks within supply chain finance structures. Our analysis outlined how such frameworks could address critical weaknesses that have previously led to high-profile collapses, such as that of Greensill Capital. By adopting structured methodologies and transparent practices, supply chain finance participants—including financiers, buyers, and suppliers—can better manage credit risks and create more resilient systems.
The work extended to highlighting opportunities for integrating SME credit ratings into supply chain finance tools, such as receivables financing and trade credit, to support business continuity and encourage broader participation from financial institutions. Our insights underscored the potential of these frameworks to stabilize supply chains, especially in Africa, where access to finance is often limited.
The contribution to UNCTAD’s report reflects CRA Global Development’s expertise in developing actionable strategies that address systemic challenges while fostering sustainable financial ecosystems. Our work demonstrates the critical role of SME credit ratings in advancing economic activity and financial inclusion in key markets.